BPNL Global Adoption


2020 saw Buy-Now-Pay-Later (BNPL) soar as an alternative payment option.

BNPL’s adoption and exponential growth is significantly due to its ease and convenience, providing consumers with the option to purchase higher-cost products at no extra financing cost. And merchants? the benefits they reap are unquestionable, and many are now starting to regard BNPL as a solution to their cash flow constraints.

Globally, top BNPL providers such as Affirm, Klarna, Sezzle, AfterPay have revelled in its popularity, leaving many across finance and retail igniting conversation around BNPL’s staying power and future regulation.

RFI Global has been tracking awareness and usage of BNPL since its inception. By continually evaluating this growing payments  in markets like Australia, New Zealand and the UK, we have developed a detailed picture of how the market is evolving.







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