Back to thought leaders

Edward Smith

Lead Analyst, North America & EMEA

Edward Smith

About Edward

Edward is a Lead Analyst at RFI Global, responsible for delivering consumer insights on retail banking trends and digital journeys in North America and EMEA. He heads research project design, insights reporting, client service and sales prospect support.

Leveraging data from MacroMonitor, the largest survey of US household financial habits, Edward explores key trends from the consumer perspective, including attitudes towards AI, loyalty and switching, interest rate volatility, wealth reallocation and alternative investment adoption. Additionally, he supports global initiatives on customer strategies to help financial institutions identify the nuances of their markets and the wider changes influencing consumer behaviour.

View content by Edward

Hispanic households are one of the fastest-growing investor segments in the US. Discover the barriers they face and how financial institutions can unlock this opportunity.
As retirement confidence declines, US households increasingly favour annuities. MacroMonitor data explains the shift towards guaranteed income and legacy planning.
US household wealth reached $74 trillion in 2024. Discover how affluent and HNW investors are reallocating assets and reshaping their financial strategies.
Switching behavior in US banking has hit a 10-year high, with 1 in 4 households considering changing their main provider.
With 400 million active ChatGPT users, AI is no longer a distant concept—it's reality. Are banks prepared to meet evolving consumer demands?

Data-driven insights for financial service leaders

Subscribe to The Banknote, our monthly newsletter delivering expert perspectives and exclusive analysis, powered by 200,000 consumer and 60,000 business interviews each year to help you stay ahead in a fast-changing financial world.

ONLY OF THE TYPE(S)


Advanced Search