Stay ahead of what’s next in US financial services with forward-looking intelligence from over 4,000 US consumers to help future-proof your strategy.
Innovation Monitor provides in-depth insights into financial services’ most important and fast-moving topics. It delivers actionable intelligence on the trends, technologies and customer behaviors shaping the future of financial services so you can prioritise investment and make confident decisions in a rapidly evolving market.


Powered by feedback from over 4,000 US consumers, it provides a clear view of what matters now and what’s coming next across financial services. Covering topics such as AI, payment fraud, open banking, affluent banking and alternative investments, it helps you focus on the trends shaping future growth.
With detailed analysis across regions, generations and wealth segments, you can uncover shifting customer needs, identify where opportunities are emerging and tailor your strategy to the audiences that matter most.
As the world’s largest financial services market, the US is defined by its scale and pace of innovation. Supported by RFI Global’s dedicated financial services experts, Innovation Monitor combines the voice of US consumers with deep industry expertise to help you identify emerging trends early and understand what they mean for your business.

From refining product and channel strategies to identifying new growth opportunities, Innovation Monitor keeps you close to change and focused on what matters next.
| Cookie | Duration | Description |
|---|---|---|
| __cf_bm | 1 hour | This cookie, set by Cloudflare, is used to support Cloudflare Bot Management. |
| __hssc | 1 hour | HubSpot sets this cookie to keep track of sessions and to determine if HubSpot should increment the session number and timestamps in the __hstc cookie. |
| __hssrc | session | This cookie is set by Hubspot whenever it changes the session cookie. The __hssrc cookie set to 1 indicates that the user has restarted the browser, and if the cookie does not exist, it is assumed to be a new session. |
| AWSALBCORS | 7 days | Amazon Web Services set this cookie for load balancing. |
| AWSALBTG | 7 days | Amazon Web Services set this cookie for load balancing. |
| AWSALBTGCORS | 7 days | Amazon Web Services set this cookie for load balancing. |
| cookielawinfo-checkbox-advertisement | 1 year | Set by the GDPR Cookie Consent plugin, this cookie records the user consent for the cookies in the "Advertisement" category. |
| cookielawinfo-checkbox-analytics | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics". |
| cookielawinfo-checkbox-functional | 11 months | The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". |
| cookielawinfo-checkbox-necessary | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary". |
| cookielawinfo-checkbox-others | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other. |
| cookielawinfo-checkbox-performance | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance". |
| CookieLawInfoConsent | 1 year | CookieYes sets this cookie to record the default button state of the corresponding category and the status of CCPA. It works only in coordination with the primary cookie. |
| elementor | never | The website's WordPress theme uses this cookie. It allows the website owner to implement or change the website's content in real-time. |
| rc::a | never | This cookie is set by the Google recaptcha service to identify bots to protect the website against malicious spam attacks. |
| rc::c | session | This cookie is set by the Google recaptcha service to identify bots to protect the website against malicious spam attacks. |
| viewed_cookie_policy | 11 months | The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data. |
| wpEmojiSettingsSupports | session | WordPress sets this cookie when a user interacts with emojis on a WordPress site. It helps determine if the user's browser can display emojis properly. |
| XSRF-TOKEN | 2 hours | This cookie enhances visitor browsing security by preventing cross-site request forgery. |
| Cookie | Duration | Description |
|---|---|---|
| AWSALB | 7 days | AWSALB is an application load balancer cookie set by Amazon Web Services to map the session to the target. |
| AWSALBTG | 7 days | Amazon Web Services set this cookie for load balancing. |
| AWSALBTGCORS | 7 days | Amazon Web Services set this cookie for load balancing. |
| Cookie | Duration | Description |
|---|---|---|
| __hstc | 6 months | Hubspot set this main cookie for tracking visitors. It contains the domain, initial timestamp (first visit), last timestamp (last visit), current timestamp (this visit), and session number (increments for each subsequent session). |
| _ga | 1 year 1 month 4 days | Google Analytics sets this cookie to calculate visitor, session and campaign data and track site usage for the site's analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognise unique visitors. |
| _ga_* | 1 year 1 month 4 days | Google Analytics sets this cookie to store and count page views. |
| hubspotutk | 6 months | HubSpot sets this cookie to keep track of the visitors to the website. This cookie is passed to HubSpot on form submission and used when deduplicating contacts. |
| wmc | 1 year 1 month 4 days | Workable sets this cookie to assign a unique visitor ID for statistical purposes. |
| Cookie | Duration | Description |
|---|---|---|
| _cfuvid | session | Description is currently not available. |